Unzip the file to a temporary directory. Browse to that directory, and double click on setup.exe. This will install Avermedia TV98, and at the end will allow you to install a video capture driver. I chose the Phillips driver, and it did not matter whether I chose the one that supports FM or the one that does not. The driver that is installed is recognized by the BT848 capture card and Netmeeting, but is not recognized with applications such as IVisit, CuSeeMe, VidCap and VidTest. You will need to download the other driver that I submitted to work with those programs.
If you need both drivers, you will need to reboot your PC each time after using NetMeeting and before using one of the other video capture applications as the drivers are not compatible. I hope this helps!